One dashboard.
Every pension. A clear plan forward.
Connect what you have, or upload a statement — myPensionIQ reads it, organises it, and turns scattered pension data into a single, continuously updated view of your retirement.
Every pension, one screen.
The moment you connect an account or upload a statement, it appears here — folded into one Retirement Health Score and one net picture of your future income.
Illustrative preview — figures shown are for demonstration only.
See where you're headed — and what could change it.
Model "what if" scenarios in real time: retiring two years earlier, saving an extra €150 a month, or changing employer. The forecast updates instantly.
Illustrative preview — figures shown are for demonstration only.
The difference between what you want and what you're on track for.
myPensionIQ compares your target retirement income against your projected income, so a shortfall is visible years before it matters.
Estimated shortfall: €570 / month — closing this is one adjustment away.
Illustrative preview — figures shown are for demonstration only.
Six capabilities, working together.
Pension aggregation
Securely connect state pensions, employer schemes, private plans, investment accounts and insurance products — or upload statements and let AI extract the details.
AI forecasting & scenarios
See a projected retirement income based on your real data, then model "what if" scenarios — retiring earlier, saving more, changing jobs.
Retirement Health Score
A single, continuously updated score that shows how prepared you are — and what's driving it up or down.
Retirement gap analysis
Understand the difference between the retirement income you want and the one you're currently on track for.
Household & family planning
Plan retirement jointly with a partner — one combined dashboard, shared goals, and a household forecast.
Continuous monitoring
myPensionIQ keeps watching in the background and alerts you when a contribution, projection, or milestone changes.
Connected where possible. Uploaded where it isn't.
myPensionIQ works with whatever access exists today, and improves automatically as more integrations come online.
| Retirement asset | How myPensionIQ gets the data |
|---|---|
| State pension | Government digital pension portals and Open Finance/Open Data integrations where available — or a secure upload of your official statement. |
| Employer pension schemes | API integrations with pension administrators and providers, or imported statements supplied by your employer. |
| Private pension plans | Secure API/Open Finance connections with providers where supported, with manual uploads as a fallback. |
| Investment accounts | Open Banking/Open Finance connections with platforms and custodians, or imported account statements. |
| Insurance & annuities | Integrations with participating insurers where available, or annual policy statement uploads. |
| Cross-border pensions | Country-specific integrations as they roll out, combined with manual uploads to bridge multiple jurisdictions. |
| Any pension statement | Upload a PDF — AI reads it and populates your dashboard automatically. |
Built to stay useful for decades, not weeks.
| Stage | What happens | Value to you |
|---|---|---|
| 1. Register | Create an account and complete a simple retirement profile. | A personalised experience from day one. |
| 2. Connect | Securely connect pension accounts or upload retirement statements. | A single, consolidated view of retirement wealth. |
| 3. Dashboard | myPensionIQ analyses all available data and builds your retirement overview. | Visibility into savings, projected income, and overall health. |
| 4. AI insights | AI continuously analyses your progress and models scenarios. | Understand future outcomes and spot gaps early. |
| 5. Monitoring | myPensionIQ tracks progress and alerts you to significant changes. | Retirement planning that stays current, automatically. |
| 6. Engagement | Return anytime to review, update, and explore new scenarios. | Retirement planning that improves the more you use it. |