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Independent, always

We don't sell, rank,
or recommend anything.

myPensionIQ is a technology platform, not a financial adviser or a pension provider. Here's exactly what that means, in plain terms.

Platform positioning

An independent Retirement Intelligence Platform — nothing else.

myPensionIQ aggregates retirement information, provides AI-powered forecasting and educational insights, and helps you make informed decisions — without ever influencing or recommending a specific financial product.

The questions people ask us

Answered directly, with no fine print.

Q. Does myPensionIQ recommend one or more specific pension products?
No. myPensionIQ does not recommend or promote specific pension, investment, or insurance products.
Q. Does myPensionIQ label products as "recommended," "best," or "top choice"?
No. myPensionIQ never ranks, rates, or endorses financial products using language like that.
Q. Does myPensionIQ explain why a particular product suits me?
No. myPensionIQ doesn't assess product suitability or give personalised product recommendations — it provides retirement insights, projections, and educational information only.
Q. Does myPensionIQ decide which product best meets my retirement goal?
No. That choice is always yours, made with a regulated financial adviser or provider. myPensionIQ helps you understand your position and identify gaps — it doesn't sell or steer you toward any product.
What we collect, and why

Four categories of information — each used for one clear purpose.

Nothing here is used to sell, recommend, or prioritise any product or provider.

Personal profile

Age, country of residence, employment status, marital status, planned retirement age — used to build and personalise your retirement projections.

Retirement assets

State, employer and private pensions, investment accounts, insurance products, and uploaded statements — used to build one consolidated view of your retirement wealth.

Financial goals

Desired retirement income, lifestyle objectives, target age, estimated expenses — used to generate forecasts and identify gaps.

Platform activity

Dashboard usage, connected accounts, scenarios explored, preferences — used to improve your experience and tailor educational content.

Privacy by design

Built with GDPR compliance at its core.

This applies whether you're using myPensionIQ on your own, or through an employer.

You retain full control of your personal retirement information at all times.
If your employer offers myPensionIQ, HR only ever sees aggregated and anonymised workforce analytics.
No individual pension balance, investment, or personal financial detail is ever visible to an employer.
The short version

You stay in control. We stay neutral.

No product rankingsYou see facts and forecasts, never sales pitches.
No advice, no fundsWe don't manage investments, hold your money, or give regulated financial advice.
You decide, elsewhereAny purchase happens directly with a regulated provider, outside myPensionIQ.
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